Check out these Realtor Estimates images:
Talking House
Image by RodBegbie
A house near us has just gone up for sale, and apparently there’s an AM transmitter so you can hear all about it without having to ring the doorbell.
Of course, the bad man in me wants to try to broadcast "Metal Machine Music" on that frequency at a higher power.
They’re currently asking about k more than the Zillow Zestimate. Curious to see how this plays out with regards to Zillow’s estimates.
Classy? Honest? Tacky? The Natural Outcome of the Past Eight Years Re-Creating “The Gilded Age” in the U.S.?
Image by JoeInSouthernCA
Zephyr Realty got its start in San Francisco, and then accomodated the tsunami of (mostly gay male) Sf-to-PS new residents by opening two locations here so far.
I would estimate the Realtor contingent there to be 75-80% gay; so it’s a safe bet these two Ivana Trump-wannabees are, as well.
BRAC will cause hardships, expanded HAP could help 090629
Image by familymwr
PHOTO CAPTION: Ralph Nordenhold, who recently sold his house through DNRP, spruces up the front garden in the last few weeks before moving out. (Photo by Rob McIlvaine, FMWRC Public Affairs)
www.armymwr.com
BRAC will cause hardships, expanded HAP could help 090629
By Rob McIlvaine
FMWRC Public Affairs
While Base Realignment and Closure 2005 (BRAC) is causing upheaval for many Families, help is available through the Department of Defense National Relocation Program (DNRP), the Homeowners Assistance Program (HAP), and soon, the Expanded HAP, thanks to the American Recovery and Reinvestment Act.
Ralph Nordenhold, who recently sold his house through DNRP, spruces up the front garden in the last few weeks before moving out. (Photo by Rob McIlvaine, FMWRC Public Affairs)
Besides standard Permanent Change of Station (PCS) entitlements, the Department of Defense National Relocation Program (DNRP) provides relocation services, including a guaranteed home buyout process, to eligible DoD civilian employees so they can sell their homes at the prior duty station and locate housing at the new duty station.
Its primary benefit, known as Guaranteed Home Sale, offers an optional alternative to the PCS reimbursement process. It also offers other valuable services such as the Home Marketing Incentive Payment (HMIP), a financial incentive bonus payment that may be authorized for employees who successfully market their homes.
Since its inception in 1987, the relocation program has helped thousands of employees sell their homes through the Guaranteed Homesale Program, rent their homes through the Property Management Program, and purchase or rent in a new town through Destination Services. The complete DoD National Relocation Program Handbook, revised December 2008, explains in detail the services available and the process required to obtain these services.
According to David Gage, SCRP, Chief, National Relocation Program Office U.S. Army Corps of Engineers (USACE) for the Baltimore District, the traditional HAP program provides benefits for transferring Soldiers and civilian employees only when an economic impact study determines that the depreciation of home values is specifically linked to the closure of a nearby military installation.
“In that case,” Gage said, “HAP guarantees all or a portion of the difference between the price a property sells for and the estimated value of the property prior to the base closure announcement.”
Expanded HAP will help even more.
On May 14, Vice President Joe Biden announced DoD’s plan to add 5 million in funding from the American Recovery and Reinvestment Act (ARRA) to expand the HAP to help offset the effects of the country’s struggling housing market.
“The recently passed economic stimulus program that expanded the HAP eligibility guidelines to provide some financial benefits for BRAC-affected service members and civilian employees who sell their homes at prices less than their purchase price or less than the mortgage balance owed, without requiring any economic impact study,” Gage said.
This temporary expansion, which includes the payment of closing costs to transferring service members and civilian employees affected by BRAC 2005, was possible through the efforts of the Army Family Action Plan committee members who played a positive role in reviving this PCS issue, and President Obama, who signed ARRA.
The ARRA is an unprecedented effort to jumpstart the economy and create or save millions of jobs.
Ralph Nordenhold and his wife, Sandra, DoD civilians who both work at Family and MWR Command in Alexandria, VA, recently sold their home through a private buyer after listing with DNRP.
“I had a realtor prior to working with DNRP,” Nordenhold said. “After signing up with DNRP, I had a buyer within three days, at which point DNRP bought the home and began getting the appraisals, home inspections and title search completed.”
The Nordenholds bought their home in Springfield, Va. in 1999 when, according to Ralph, the housing market was even worse than now.
“But up until this market, the value of our home rose, considerably, so I feel we got a good price. And thanks to the Home Marketing Incentive Program (HMIP), because I sold my home before selling to DNRP (prior to 60 days after listing with DNRP), I will get a bonus,” Nordenhold said.
Over the past few years, the Nordenholds improved their home by laying hard wood floors in the living and dining rooms, installing new stairs from the first to the second floor, and building a patio in the back with brick and slate.
“We’ve put a lot of work into this house which helped in marketing,” Nordenhold said. Correcting any structural problems after listing with DNRP is a requirement.
After selling, more benefits may apply.
“When the implementing guidance (from DoD) is issued, employees who are eligible for HAP benefits who have already sold their homes can still file for HAP benefits after the fact,” Gage said.
Employees who are or will be moving due to BRAC can utilize the DNRP for the home sale at current market value, and file for HAP benefits to provide any additional benefit (e.g., loss-on-sale or negative equity payments) for which they may be entitled.
The DNRP website, www.nab.usace.army.mil/dnrp.htm, includes info and a link to the HAP webpage.
The guidelines for eligibility for expanded HAP benefits are already established, and can be found at the HAP website: hap.usace.army.mil/
However, the implementing guidance for the Expanded HAP won’t reach the field until the end of July, perhaps August, according to Jeanne Hodge, public affairs officer with USACE, Savannah District.
“The Corps’ role is execution of the program, once implementing guidance from the Office of the Secretary of Defense (OSD) is received. The rules, policy, guidance are all being developed at the OSD level,” Hodge said.
Present tax laws require that ARRA expanded HAP applicants will be taxed on all benefits above their homes’ current fair market value as part of their gross income. Applicants must consider this tax liability as they evaluate their best courses of action.
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